Services - Providence Financial Management - Your Financial Specialists
We take the time to get to know you beyond your finances.
WE OFFER
Financial Services
We want to know your dreams and aspirations, your challenges, your plans and your priorities. We strive to understand your goals so we can create a plan to help you achieve what is important to you. We don’t propose services, we provide solutions. We strive to go beyond finding solutions to problems faced by our clients. Our goal and unique value is in helping you identify potential issues that you may not yet see. We look beyond what is currently visible and try to see what may be around the corner. That’s how we help you.
Retirement Planning
Start saving for your future:
Retirement planning services focused on your goals, income, and the financial decisions you make every day.
IRA, Roth IRA, 401k, 403b Which is best for me?
PFM will educate and help you analyze your current and future situation to help you choose which retirement plan(s) is most advantageous to you.
College Planning
How can I balance saving for college and retirement?
We review all options that best suits your individual situation and goals. We use strategies that provide you with flexibility and avoid products that will lock you in a particular goal. These strategies allow you to easily make changes if your goals change in the future.
Estate Planning
Ensuring the proper estate planning documents are in place, such as wills, trusts, financial powers of attorney, health care powers of attorney, and guardianships. PFM will work with your attorney or provide an attorney that specializes with estate / elder law / special needs planning. Estate planning may be necessary to ensure that your wishes are successfully achieved with a quick and smooth process. Our resources provide you with strategies to delay and minimize taxes for wealth transfers to the next and multiple generations.
Life Insurance
Protecting your loved ones.
PFM will make sure your financial goals for your loved ones are achieved whether your here or not. We will review the needs and desires for your loved ones and explore numerous strategies with multiple insurance carriers to provide you and your loved ones the protection you both need.
It’s not really about how much life insurance you need. It’s how much money your family will need after you’re gone.
Real Estate Investment
Real estate investment trusts (reits) can be a great compliment to a financial portfolio. We use numerous strategies with multiple Reits to help our clients achieve their financial goal.